See your full pay and retirement picture.
Run the full 7th Pay Commission calculation — gross pay, in-hand, HRA by city class, and DA — for any pay level from 1 to 13. Compare NPS corpus projections (with the PFRDA Dec-2025 govt-employee exit-slab split) against OPS estimates (CCS Pension Rules 2021, 40% commutation) so you can plan retirement with real numbers. The Annual Increment Calculator shows 3% increment progression, pay-matrix cell advancement, stagnation increments, and HRA impact for up to 20 years.
4 tools available
Pay & Pension
All tools run in your browser — nothing is uploaded or stored.
Salary / Pay Scale
Live7th CPC pay matrix — gross, in-hand, HRA, DA by city tier and pay level.
7th CPC Report / MoF orders
NPS Pension Estimator
LiveProject NPS corpus and monthly pension at retirement — govt.-employee exit-slab split (60:40 above ₹12L) + illustrative annuity rate, per PFRDA Dec-2025 amendment.
PFRDA (NPS) Regulations 2015 — Dec-2025 amendment
OPS Pension Estimator
LiveEstimate pension, Dearness Relief, gratuity, and commutation lump sum under the Old Pension Scheme — CCS (Pension) Rules, proportionate below 33 years, 40% commutation option.
CCS (Pension) Rules 2021 / 7th CPC
Annual Increment Calculator
LiveAnnual increment (3% Basic, rounded to ₹100) on 1 July, pay-matrix cell progression, stagnation increment at max cell, HRA impact, and multi-year projection — 7th CPC Levels 1–13.
FR 26 / 7th CPC Rule 10